Mortgage

Finding the perfect luxury home can be challenging as the available listings in desirable areas are often limited or homes do not quite meet a buyer’s particular needs. Once that ideal property is located, it is time for the often complicated and time-sensitive negotiation and finance process. In the past decade, we have seen significant changes in the policies and procedures that are used for approving mortgages by banks and lending institutions. While interest rates remain favorable for buyers, obtaining a mortgage is still a lengthy procedure.

One of the greatest assets that you will have as you go through the necessary steps towards an expedient closing, is the knowledge and experience of a Realtor who understands the luxury home market and can refer you to one of several trusted mortgage brokers to assist you from Pre-Approval to funding your transaction.

Familiarity with the Luxury Real Estate Market

Verna Helbling’s background and knowledge will be beneficial as you move through negotiating a sales price and terms,your inspections and due diligence and all the details from “acceptance” throughout, until “closing”. Her familiarity with high end homes and exclusive neighborhoods in Los Angeles give her, and you, an advantage in assessing the value of a property and determining an appropriate starting place when writing an offer.

The luxury real estate market and in particular, the housing market in Southern California, are unique and have their own special requirements. Verna Helbling has the background that will you help you be successful here.

Strong Professional Relationships

Verna Helbling has over 15 years of experience in the high end real estate market and in addition to her wealth of knowledge; she has developed strong professional relationships and can connect you with the people you will need to complete your real estate purchase. Verna will be happy to recommend specific reputable lenders and mortgage brokers who will be able to handle the financial aspects of the deal. Long before looking at available listings, before going on the first home tour or before attending an open house, the prepared buyer will have already begun to manage the financial aspects of their purchase by working with a lender to receive pre approval for a mortgage. Having a Realtor and a lender who are familiar with one another and having strong working relationships can considerably increaseproductive communication and ultimately facilitate the closing more efficiently.

Partnering with a real estate professional can significantly streamline your mortgage process. Verna’s advice and guidance will help you to stay on course in obtaining a mortgage through personal financial advice regarding expenses, employment, and required paperwork. Additionally, her professional contacts will provide you with the benefit of knowing that anyone whom she recommends as an appraiser, building inspector, contractor, architect or designer will be able to provide you with the highest quality of work.

Verna Helbling looks forward to assisting you with all aspects of your next real estate purchase. Her professional contacts, years of experience in the Los Angeles luxury market, and knowledge of the intricacies of buying a home make her an invaluable resource. Call her today to get started with finding and financing your next home.